The Mid-America Carpenters Regional Council (MACRC) Health and Retirement plans provide the industry’s best coverage and benefits for 53,000 union members. There are several distinct plans covering members of MACRC. Our comprehensive medical benefits include preventive care, doctor office visits, hospital care (inpatient and outpatient), hearing assessments and hearing aids, prescription drug benefits, behavioral health/substance user disorder treatment, short-term disability, vision, dental, and life insurance benefits. All this and NO MONTHLY PREMIUM PAYMENTS when the minimum hours requirement is met. Members also receive lifetime retirement benefits based on employer contributions made for hours they work including a pension and an annuity.
ALL PLAN INFORMATION CAN BE FOUND BY CLICKING ON THE RED BUTTONS BELOW.
Mid-America Carpenters Benefits consists of two member-service not-for-profit organizations dedicated to administering benefit plans for union carpenters and their families across portions of Illinois and Iowa, as well as Missouri and Kansas. Formed from the consolidation of the former Chicago Regional Council of Carpenters (CRCC) and the St. Louis-Kansas City Carpenters Regional Council benefit services, the two organizations manage a range of plans including Health, Pension, Supplemental Retirement (SRP), Millmen Pension, Vacation, and Annuity Funds. With offices in Chicago and Lisle, IL, and St Louis and Kansas City, MO, Mid-America Carpenters Benefits continues its mission of supporting members through comprehensive and reliable benefits administration.
The Central Illinois Carpenters Benefit Funds (CIC) is a is a member-service not-for-profit that administers multiple benefit plans for union carpenters and their families in Illinois and Iowa. This office is located in Lincoln, IL and administers three benefit plans (funds): Health & Welfare Fund, Retirement Savings Fund and Substance Abuse Fund.
Construction Industry Welfare Fund of Rockford
The Construction Industry Welfare Fund of Rockford (CIFR) is a is a member-service not-for-profit that administers benefit plans for union carpenters and their families in Rockford, Illinois. CIFR has two offices in Illinois, the main office in Rockford and a corporate office in Schaumburg.
Heartland Healthcare Fund
The Heartland Healthcare Fund was established in April 2002 as a result of collective bargaining agreements between the Heartland Regional Council of Carpenters and the Illinois Valley Contractors Association, Iowa Millwright Contractors Association, and Quad-City Builders Association (collectively). The Heartland Regional Council of Carpenters has since been dissolved and the Local Unions that were affiliated with the Heartland Regional Council of Carpenters continue to participate in the plan. The operation and administration of the plan is the joint responsibility of the Board of Trustees appointed by the Union and the participating Associations. Effective January 1, 2026, Heartland Healthcare Fund will merge into the Mid-America Carpenters Regional Council Health Fund’s Northern Illinois Region
Plan Office Contact Information
St. Louis Office:
1419 Hampton Ave
St. Louis MO, 63139
314.644.4802
Mon-Fri: 8am – 4:30pm
Kansas City Office:
8955 E East 38th Terrace
Kansas City, MO 64129
816.841.7136
Mon-Fri: 8am – 4:30pm
Chicago Campus:
12 E. Erie Street
Chicago IL 60611
(312) 787-9455
Mon-Fri: 8am – 4:30pm
Lisle Campus:
4979 Indiana Avenue
Suite 314, Lisle IL 60532
(312) 787-9455
Mon-Fri: 8am – 4:30pm
Central Illinois Office:
200 South Madigan Drive
Lincoln, IL 62656
217-732-1919
Mon-Fri: 8am – 4:30pm
Rockford Office:
1322 East State Street, Suite 300
Rockford, IL 61104
(815) 399-0800
Mon-Fri: 8am – 4:30pm
Some members of the MACRC may also participate in one of the following pension funds not administered by MACRBS or the MACRC Benefit Funds. Information on each of these funds can be found at the links below.
Carpenters Pension Fund of Illinois (Geneva)
Carpenters Pension Trust Fund of Kansas City
Kansas Building Trades Open-End Pension Fund
Construction Industry Retirement Fund of Rockford
