MCL Members-Only Benefits

Carpenters Brothers and Sisters:

A union membership means more than having a job. It means building a career. To have a career means having the strength, protection and peace of mind because of union benefits. Collective Bargaining Agreements (CBAs) and an experienced staff help empower and safeguard you in the workplace, day in and day out. While away from the job site a union membership protects you and your family by delivering health care and retirement benefits. Union membership provides a foundation of skill-advancement training as a constant source of personal enrichment and career progression.

The Chicago Regional Council of Carpenters prides itself on positioning members for success and helping them build careers. As a member in good standing with the Chicago Regional Council of Carpenters, you and your family are eligible to take advantage of additional benefits that are being offered through the Midwest Coalition of Labor (MCL).

This coalition represents more than 140,000 working men and women across the Midwest. Our ability to provide these benefits to you at no cost is the result of a coalition of unions that we have built and our collective purchasing power to drive down prices from benefit providers.

The Chicago Regional Council of Carpenters commits to working in the best interests of our brotherhood by providing a foundation of support and protection for you and your families throughout your working careers and into your retirement.

CLICK HERE to view MCL Book for Active Members.

In solidarity,

Gary Perinar
Executive Secretary-Treasurer

NEW Credit Card Balance Transfer Promotion

The MCL have decided to run another balance transfer promotion for members that may have missed out on the last one. From now until August 31 they are offering 0.99% for 12 months on balance transfers. This is for both new AND current MCL Credit Union (MCLCU) credit card holders. As a reminder here are a few compelling notes about the MCLCU credit card:

  1. No Balance Transfer fee (The average credit card balance transfer fee is 3%)
  2. No annual fee.
  3. When the promotion is over, the interest rate doesn’t revert to some sky high rate. It migrates to an interest rate that is up to 50% below the market average (data according to Wallethub Credit Card Landscape Report )
  4. MCLCU is a not for profit, and the core principle of the Credit Union is to provide for the membership. They are constantly evaluating the rates they offer on all products, not just credit cards, and are working tirelessly to be a true value add for the members of the MCL coalition.

Click here for Credit Card application or Balance Transfer Request form.

For more information, contact Midwest Coalition of Labor 6240 Joliet Road | Countryside, IL 60525 | Phone: 708.482.9606 | Main Fax: 708.482.9622 | Loan Fax: 708.482.9399 | 24/7 Info: 708.482.911 or

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